Travelling for holidays used to be a luxury but now with the numerous opportunities and selections, it’s easy to travel light and travel even on tight budgets. Travelling to destinations closer to home such as Mexico, Canada or Europe have become more affordable and comfortable with shorter and direct flights.
With these following tips, you’ll be able to enjoy a fulfilling yet relaxing (on your wallet) trip for a holiday! Be a smart traveller!
Christmas is almost here! Did you pay for the presents with credit card(s)?
With the popularity of credit cards, many banks use very creative ways to attract customers to use their cards, offering perks such as dining discounts, cash-back schemes and reward points systems. With these schemes, the use of credit cards can offer sizable savings PROVIDED you do not make the following common mistakes. Read more and be aware of these before they happen to you.
The most common mistake made is savings is done AFTER you spend. This is a pretty dangerous maneuver, in that, it gives you the idea that savings is of the least priority. When you do this, your savings per paycheck becomes unpredictable and most often; you rather spend than putting those precious dollars into your savings account.
So what is the Treat Jar method and how will it help you?
Do you have a few minutes? Would you like to save a few dollars a day (which adds up to a lot in a year)?
Here are some of our favorite tricks that can be done in a few minutes that you (and your wallet) will thank yourself taking the time out to do. Click to read more.
After managing the big expenses, you may notice that the little daily expenses still take up a decent portion of your savings at the end of the month.
Here are 5 simple tips you can think about doing without compromising your lifestyle and improve it even more than you have done.